Trusted by 300+ clients across the UK and internationally | HMRC clearance success rate: 100%+ | Inheritance tax savings £100m+ |
With the current nil rate band threshold and rising property values, more families than ever are finding themselves within the scope of inheritance tax, making professional guidance essential for protecting your wealth.
Our inheritance tax specialists understand that every family situation is unique, with different assets, relationships and long-term goals. We work closely with you to develop comprehensive strategies that minimise your inheritance tax liability while ensuring your estate planning aligns with your personal values and family objectives.
Why Work with a Tax Advisor for Inheritance Planning
Inheritance tax planning involves navigating intricate legislation, avoiding costly pitfalls and maximising opportunities that may not be immediately apparent. Professional guidance ensures you make informed decisions that protect your wealth while achieving your family’s long-term objectives.
Navigate Complex and Changing Legislation
Inheritance tax legislation is intricate and constantly evolving, with numerous reliefs, exemptions and planning opportunities that require specialist knowledge to utilise effectively. Our tax advisors stay current with all legislative changes and understand how different rules interact with various asset types, ensuring you benefit from every available opportunity while remaining fully compliant with current regulations.
Avoid Costly Mistakes and Missed Opportunities
DIY inheritance tax planning often leads to expensive oversights, from failing to utilise annual exemptions to incorrectly structuring trusts or missing beneficial relief claims. Our experienced advisors identify potential pitfalls before they become problems and ensure your planning is implemented correctly from the outset, protecting you from unnecessary tax charges and compliance issues.
Maximise Tax Efficiency Across Your Entire Estate
Effective inheritance tax planning requires understanding how different assets, reliefs and structures work together to minimise your overall tax burden. We take a holistic approach that considers your complete financial picture, identifying opportunities to optimise tax efficiency while maintaining the flexibility you need for changing family circumstances.
Specialist Planning Areas
Business and Investment Reliefs
Trust and Gift Planning
Estate Planning and Valuation
Our Trusts and Inheritance Tax Planning Services
We often get asked about how to reduce inheritance tax in the UK. Our comprehensive inheritance tax services cover every aspect of estate planning, from initial valuations and strategy development to ongoing compliance and administration. We provide both strategic planning and practical implementation support tailored to your specific circumstances.
How Our Inheritance Tax Advice for Families Works
At ASWATAX, we understand that every client has different needs and preferences for how they work with professional advisers. Our flexible approach ensures you receive the right level of support, whether you need comprehensive ongoing guidance or specific project-based advice.
Direct Advisory Relationship
We work directly with you and your family to understand your specific circumstances, objectives and concerns. Our advisors take time to explain complex concepts in plain English, ensuring you understand your options and can make informed decisions about your estate planning strategy.
Flexible Engagement Options
Whether you need comprehensive long-term planning or specific one-off advice, we tailor our service to match your requirements. We offer initial consultations for immediate concerns, project-based work for specific planning objectives and ongoing advisory relationships for families requiring continuous support and strategy development.
Collaborative Approach
We work seamlessly with your existing professional advisors, including solicitors, accountants and investment managers to ensure your inheritance tax planning integrates effectively with your broader financial arrangements. This collaborative approach ensures nothing is overlooked and all aspects of your planning work together harmoniously.
Benefits of Working with Our Inheritance Tax Specialists in the UK
Working with experienced inheritance tax specialists delivers both immediate advantages and long-term peace of mind. Our clients consistently report that professional guidance not only saves them significant amounts in tax but also provides clarity and confidence in their estate planning decisions.
Expert Knowledge and Experience: Our specialists bring deep expertise in inheritance tax planning, having helped numerous families navigate complex situations and achieve significant tax savings while meeting their personal objectives.
Personalised Strategy Development: We recognise that inheritance tax planning is intensely personal, involving family relationships, values and long-term aspirations. Our strategies are tailored to your unique circumstances rather than following generic approaches.
Ongoing Support and Monitoring: Inheritance tax planning isn’t a one-time exercise. We provide continuous monitoring of your strategy, regular reviews to ensure it remains optimal and prompt advice when circumstances change or new opportunities arise.
Collaborate with a Leading Inheritance Tax Accountant in the UK
Inheritance tax planning becomes more complex and potentially more expensive the longer it’s delayed. The most effective strategies require time to implement properly and benefit from early action. Our inheritance tax experts are ready to help you understand your options and develop a comprehensive strategy that protects your wealth while achieving your family objectives. Get in touch today to arrange an initial consultation and discover how professional inheritance tax planning can benefit your family.
Prefer to Talk First?
Planning who will inherit your wealth? Let us help you with the tax implications. Give us a call and we’ll happily help you with trusts and inheritance tax planning.
Frequently Asked Questions.
Here is a list of the most frequently asked questions from our clients.
Q.
What happens if I don't do any inheritance tax planning?
A.
It’s a good idea to start planning so you don’t go over inheritance tax thresholds and rates. Without proper planning, your estate may face the full 40% inheritance tax rate on assets above the nil rate band, potentially requiring beneficiaries to sell assets to pay the tax bill. This can be particularly problematic for family businesses or property-rich estates where assets aren't easily divisible.
Q.
How much can professional inheritance tax planning save me?
A.
The savings depend on your individual circumstances, but many clients achieve tax reductions of hundreds of thousands of pounds through strategic planning. Even modest estates can benefit significantly from proper structuring and utilisation of available reliefs and exemptions.
Q.
When should I start thinking about inheritance tax planning?
A.
Inheritance tax planning is most effective when started early, ideally as soon as your estate approaches the nil rate band threshold or when you have complex assets requiring specialist advice. The longer you have to implement strategies, the more options available and the greater the potential tax savings.
